New or old tax regime: a worked example for a salary of 12 lakh rupees

The new regime wins unless you claim more than 3.5 lakh in deductions, a demo calculation shows.

Published 26 October 2026 at 8:03 pm IST · 1 min read

We took a fictional salaried person earning 12 lakh a year and compared two sample slab structures.

Your best choice depends on your deductions. Check with a tax professional.

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